Florida Hometown Heroes 2025 — Quick Facts

A fast overview for Orlando & Central Florida buyers.

  • Up to $35,000 in down payment & closing cost assistance (0% interest, deferred).
  • Assistance equals up to 5% of the first mortgage (min $10,000, max $35,000).
  • Repay when you sell, refinance, or move out of the home.
  • Eligibility: first-time buyer (veterans exempt), county income limits, HUD homebuyer course, primary residence.
  • Must use a participating lender; funds are limited and reservations go quickly.
📘 Read the full program guide 📞 Talk with Ted (321) 321-2372
Program details can change; confirm current guidelines with a participating lender. I’ll help you line that up and improve your odds.

YOUR TEAM OF PROFESSIONALS IS HERE

TED MOSELEY - REALTOR
When I act as your agent in the purchase of your new home, I will credit the cost of the property inspection when we close on the property. A fellow Veteran's way of of saying "Thank You for Your Service!"

CARRIE CASEY - LOAN OFFICER

When you use Carrie to process your loan, the cost of your property appraisal is waived - a savings of up to $650!

HALEY COOK - TITLE AND ESCROW

Normally the seller picks the title company but it's not required. If you use Haley Cook and East Coast Title and Escrow to process your title work your settlement fees are waived. And you have the peace of mind that comes from controlling the title process.

Your Advisor & Agent

Ted Moseley

REALTOR® | Orlando Nest | Real Broker, LLC

I help Orlando & Central Florida buyers use programs like Florida Hometown Heroes the right way: smart financing, clean offers, and seller-winning terms—without the guesswork.

  • Local strategy: Neighborhood comps, concessions, and timing that actually win.
  • Program clarity: What the assistance covers, what it doesn’t, and how to qualify.
  • Lender coordination: I work directly with your lender to move fast when funds open.
📞 Call/Text (321) 321-2372 📧 Email Ted 📘 Full Program Guide
OrlandoNest.com YouTube LinkedIn
Equal Housing Opportunity. Information is subject to change; verify eligibility and current guidelines with your lender.

Mortgage Loan Originator Services by:

Carrie Casey

Loan Originator  |  NMLS #1988061
Save $$$ on your mortgage with help from my team

Whether you're a first-time buyer or refinancing, we can assist you!

📞 (720) 375-3636 📧 carrie@applihl.com
Facebook Instagram LinkedIn
★★★★★
“My husband and I worked with Carrie to refinance our home in March 2021. She made the whole process easy and stress-free… Carrie was personable and cared about our loan process.”
– Bavfam22

Title & Escrow Services Provided by:

Haley Cook

Business Development Manager
📧 Email Haley@EastCoastTitleFL.com 📞 (386) 478-6121

Winter Park Office

(407) 915-5364
200 W Canton Ave, Ste 210
Winter Park, FL 32789

New Smyrna Beach Office

(386) 515-3277
426 Canal Street
New Smyrna Beach, FL 32168

Pensacola Office

(850) 999-7256
186 Palafox St, Ste 211
Pensacola, FL 32502

Get your guide

Buy your first home at the best possible price for your local market. With advice and tips from a team of experts, this book will help you.
  • explore what's available and where the best values are
  • qualify for and line up financing
  • work with the seller to make needed repairs and close the deal


Name*
Phone*

By checking this box, I agree by electronic signature to the Electronic Disclosure Consent Agreement; to receive recurring marketing communication from or on behalf of Ted Moseley | REALTOR - Real Broker, LLC, including auto-dialed calls, texts, and artificial/prerecorded voice messages (message frequency varies; data rates may apply; reply "STOP" to opt-out of texts or "HELP" for assistance); and to the Terms of Service and Privacy Policy of this website. Consent not required to make a purchase. I understand that I can call to obtain direct assistance.

REVIEWS

Mi Roman

I had an outstanding experience working with Ted Moseley while searching for our new home in the Orlando area. My family and I were relocating from out of state, and we had a tight timeline to find the right place. Ted's professionalism and excellent communication really stood out during this process. He helped us with everything from developing a solid pricing strategy to navigating the complexities of a VA loan. Ted took the time to understand our needs and made sure we were comfortable every step of the way. His attention to detail was impressive, and he truly knows the Orlando market inside and out. Thanks to Ted's negotiation skills, we were able to secure a home that perfectly suits our family’s needs. If you're looking for a dedicated and trustworthy REALTOR in Orlando, I can’t recommend Ted Moseley enough. He really made our relocation experience smooth and stress-free! Thank you, Ted!

Clark Bradford

I haven't worked with Ted Mosley as my realtor yet, but I can confidently say he's a great guy. From our initial interactions, Ted has been friendly, approachable, and genuinely passionate about helping his clients. He stays very up-to-date with utilizing AI in his work, which shows his commitment to leveraging technology for better results. I appreciate his dedication and willingness to go the extra mile, taking the time to listen to my needs while providing insightful advice about the real estate market. I look forward to working with him in the future and highly recommend him to anyone seeking a reliable and innovative realtor!

Carrie Casey

I recently worked with Ted Moseley, and he was absolutely fantastic! Ted is an exceptional Orlando REALTOR® — professional, proactive, and always on top of every detail. He’s also a proud Navy veteran who genuinely cares about helping other veterans and first responders achieve homeownership. The entire transaction went smoothly thanks to his communication, market knowledge, and dedication to his clients. If you’re buying or selling a home in Central Florida, I highly recommend Ted Moseley — he’s the kind of agent everyone hopes to have on their side.
};