Homebuyer grants and down payment assistance programs in Orlando, Florida

Down Payment Assistance Programs for Orlando-Area Buyers

Finding money for a down payment is often what keeps first-time buyers on the sidelines. The good news? Florida offers a variety of homebuyer assistance programs, and buyers in Orange and Seminole counties may qualify for several different options.

Some programs can help with down payments, closing costs, or both. Depending on the program, assistance may be structured as a grant, a forgivable loan, or a deferred second mortgage. Certain programs may also work with FHA, VA, or conventional financing.

The interactive tool below helps identify potential assistance programs based on your location, income, occupation, and financing situation.

It takes just a couple of minutes to explore your options. If something looks promising, the next step is confirming eligibility and funding availability with a participating lender.

Explore Orlando DPA Programs

Questions About What You're Seeing?

Not every program listed will be the right fit, and some — like Hometown Heroes — open in funding cycles that run out fast. If you want to talk through what you actually qualify for and what the process looks like, schedule a free call. No pressure, no obligation — just a straight answer on whether there's money on the table for your purchase.